Resources

Resources

New Brunswick

Please see Property Owner Resources by Municipality for more information.

Nova Scotia

Please see Property Owner Resources by Municipality for more information.

Prince Edward Island

Please see Property Owner Resources by Municipality for more information.

Newfoundland and Labrador

Please see Property Owner Resources by Municipality for more information.

Abbotsford

London

Peterborough

Winnipeg

The below list contains open, closed, and paused financial relief and incentive programs for building a detached ADU in municipalities across Canada. This is not a comprehensive list, but it serves as a living source of information for these programs in Canada. The descriptors are borrowed directly from the municipal and provincial information pages. Consult your local planning department for the most current information about financial relief and incentive programs in your municipality.

Federal

Provincial

Municipal

  • Calgary: Secondary and Backyard Suite Development
  • Canmore: Accessory Dwelling Units Incentive Program
    • This lottery-style program randomly selects five secondary suite applications (from their building forms) and provides them with funding for 50% (up to $10,000) of eligible building costs.
  • Edmonton: CLOSED Cornerstones II: Building (or Renovating) a New Secondary, Garage, or Garden Suite
    • This program offers up to $20,000 or 50% off the cost of building a new secondary suite in your home provided that you fund at least 50% of the eligible costs, be the owner of the home, have your taxes up to date, and sign a 5-year commitment.
  • Hamilton: Secondary Suites Renovation Grant Program 
    • Through this initial pilot program homeowners looking to add or renovate an existing secondary unit in their home may be eligible for up to $30,000 in the form of a $25,000 forgivable loan, and an additional grant of $5,000 if accessible modifications are included in the project.
  • Kingston: Secondary Suite Affordable Housing Grant Program
    • This program offers two forms of funding. First, is a forgivable loan of up to $7,000 that aims to help cover municipal application fees. The second source of funding is a forgivable loan that is the lesser of $15,000 or 75% of the construction costs.
  • Kitimat: Secondary Suite Incentive Program
    • This program aims to promote renter affordability and design accessibility. Given that a housing agreement is signed, the municipality offers a 5-year forgivable loan of up to $2,500 for any suite, up to $5,000 if you rent the suite at or below their definition of “Level 1 Affordable”, and up to $7,500 if you rent at or below “Level 2 Affordable”. A $2,500 bonus is also available for secondary suites built to be accessible.
  • Niagara Region: Secondary Suites Program
    • This program offers a 15-year forgivable loan of up tp $25,000 provided that all zoning and building requirements for the ADU are met, a letter of agreement is signed, construction beings within 45 days after loan approval, inspections are allowed before and throughout construction, and the ADU is rented to someone with an income below $27,000.
  • Prince Edward-Lennox-Addington County: Secondary Suite Grant
    • This first-come, first-served program offers up to $20,000 to property owners who agree to rent their secondary or garden suite to someone with low to moderate income.
  • Simcoe County: Secondary Suites Program
    • This program offers up to $30,000 of funding per unit as long as all eligibility requirements are met.
  • The Blue Mountains: CLOSED Secondary Suite Grant
    • This program offers 10% (up to $5,000) of the eligible construction costs for building a new secondary suite.
  • Toronto: Development Charges Deferral Program for Ancillary Secondary Dwelling Units
    • This program allows for a development charge deferral for eligible property owners developing a secondary dwelling unit in the rear yard of a property.
  • Toronto: Affordable Laneway Suites Program
    • The Affordable Laneway Suites Pilot Program provides funding in the form of a forgivable loan of up to $50,000 for eligible property owners developing a laneway suite. The loan will be forgiven in 15 years from the date when the first tenant occupies the laneway suite. The rent being charged cannot exceed the City of Toronto Average Market Rent, by bedroom type at any time during the 15 year affordability period, as reported annually by Canada Mortgage and Housing Corporation.